Hundreds of millions of people use credit cards to make purchases, better manage their finances and obtain something in return, such as reward points or cash back, for spending money.
But along with a robust credit card industry comes the opportunity for fraud. This comes in many forms, including but not limited to the following:
If you’re charged with credit card fraud, it’s time to get serious. A conviction will affect you in many ways, so you want to do your part in preventing this.
There are many ways to defend yourself against charges of credit card fraud, such as claiming that you thought another person gave you permission to use their account.
The penalties for a conviction depend on the circumstances and severity of the crime. For example, if you steal someone’s credit card but never use it, you could be charged with a misdemeanor.
Conversely, if your charges are more serious, such as identity theft, it could lead to a long stint in prison.
All types of financial fraud are serious. If you’re facing criminal charges, don’t wait to learn more about your legal rights and how to protect them. You may be in trouble with the law, but that doesn’t always lead to a conviction.
For personalized legal guidance, call our office at 417-882-9300 or submit this form to schedule a meeting with an attorney.